Question 1

Is FinAnalyser cheaper than enterprise competitors?

Accepted Answer

Yes. FinAnalyser starts at ₹7/report with no minimum contract, compared to enterprise solutions which charge ₹75–₹150/report with mandatory annual contracts of ₹5L+. Small NBFCs and DSAs save 80–95% instantly.

Question 2

Which Indian banks does FinAnalyser support?

Accepted Answer

FinAnalyser supports 180+ Indian banks including all public sector banks (SBI, Canara, PNB, BOB), private banks (HDFC, ICICI, Axis, Kotak, IDFC), small finance banks (AU, Equitas, Ujjivan, ESAF), payment banks (Paytm, Airtel, IPPB), cooperative banks, all 55+ Regional Rural Banks, and major foreign banks. A UniversalParser handles any remaining bank automatically.

Question 3

How long does bank statement analysis take?

Accepted Answer

FinAnalyser analyses bank statements in under 2 minutes for most reports. Multi-PDF reports (3–5 PDFs) complete in 8–15 seconds thanks to parallel processing — significantly faster than the industry average of 20–30 seconds.

Question 4

Can FinAnalyser handle password-protected bank PDFs?

Accepted Answer

Yes. FinAnalyser automatically detects encrypted PDFs and shows a per-file password input with bank-specific hints (e.g., HDFC: first 5 chars of PAN + DOB). Password hints are available for 38+ Indian banks.

Question 5

Does FinAnalyser detect salary and income accurately?

Accepted Answer

FinAnalyser uses 300+ salary narration patterns across all Indian payroll systems (Razorpay Payroll, Darwinbox, Zoho Payroll, Keka, etc.) and returns a 0–100 salary confidence score. It distinguishes between salaried, self-employed, and business income.

Question 6

What is the difference between FinAnalyser and AA-based platforms?

Accepted Answer

FinAnalyser works via direct PDF upload — no Account Aggregator (AA) integration needed. Many alternative platforms require complex customer consent flows via AA. FinAnalyser can process historical statements up to 2–3 years old, and supports 180+ banks including regional banks that AA platforms often miss.

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