Is FinAnalyser cheaper than enterprise competitors?

Yes. FinAnalyser starts at ₹7/report with no minimum contract, compared to enterprise solutions which charge ₹75–₹150/report with mandatory annual contracts of ₹5L+. Small NBFCs and DSAs save 80–95% instantly.

Which Indian banks does FinAnalyser support?

FinAnalyser supports 180+ Indian banks including all public sector banks (SBI, Canara, PNB, BOB), private banks (HDFC, ICICI, Axis, Kotak, IDFC), small finance banks (AU, Equitas, Ujjivan, ESAF), payment banks (Paytm, Airtel, IPPB), cooperative banks, all 55+ Regional Rural Banks, and major foreign banks. A UniversalParser handles any remaining bank automatically.

How long does bank statement analysis take?

FinAnalyser analyses bank statements in under 2 minutes for most reports. Multi-PDF reports (3–5 PDFs) complete in 8–15 seconds thanks to parallel processing — significantly faster than the industry average of 20–30 seconds.

Can FinAnalyser handle password-protected bank PDFs?

Yes. FinAnalyser automatically detects encrypted PDFs and shows a per-file password input with bank-specific hints (e.g., HDFC: first 5 chars of PAN + DOB). Password hints are available for 38+ Indian banks.

Does FinAnalyser detect salary and income accurately?

FinAnalyser uses 300+ salary narration patterns across all Indian payroll systems (Razorpay Payroll, Darwinbox, Zoho Payroll, Keka, etc.) and returns a 0–100 salary confidence score. It distinguishes between salaried, self-employed, and business income.

What is the difference between FinAnalyser and AA-based platforms?

FinAnalyser works via direct PDF upload — no Account Aggregator (AA) integration needed. Many alternative platforms require complex customer consent flows via AA. FinAnalyser can process historical statements up to 2–3 years old, and supports 180+ banks including regional banks that AA platforms often miss.

Why Bank Statement vs ITR Reconciliation Matters

Lenders and CAs must reconcile bank statements with ITR declared income. Discrepancies are the #1 red flag for fraud or misrepresentation.

Why it matters

Declared income in ITR should align with actual credits in the bank. FinAnalyser cross-checks BSA and ITR so you get one reconciled view.

Why it matters

Want to spot these frauds automatically?