Question 1

Is FinAnalyser cheaper than enterprise competitors?

Accepted Answer

Yes. FinAnalyser starts at ₹10/report with no minimum contract, compared to enterprise solutions which charge ₹75–₹150/report with mandatory annual contracts. Small NBFCs and DSAs save materially on volume.

Question 2

Which Indian banks does FinAnalyser support?

Accepted Answer

FinAnalyser ships 45 dedicated Indian bank parsers (PSU and private majors) plus IFSC-aware detection and a UniversalParser fallback for other Indian PDF formats.

Question 3

How long does bank statement analysis take?

Accepted Answer

Most single-statement reports complete within a few minutes. Larger batches (multiple PDFs or long statements) take longer depending on page count, scan quality, and queue load.

Question 4

Can FinAnalyser handle password-protected bank PDFs?

Accepted Answer

Yes. FinAnalyser automatically detects encrypted PDFs and shows a per-file password input with bank-specific hints (e.g., HDFC: first 5 chars of PAN + DOB). Password hints are available for 38+ Indian banks.

Question 5

Does FinAnalyser detect salary and income accurately?

Accepted Answer

FinAnalyser uses 300+ salary narration patterns across all Indian payroll systems (Razorpay Payroll, Darwinbox, Zoho Payroll, Keka, etc.) and returns a 0–100 salary confidence score. It distinguishes between salaried, self-employed, and business income.

Question 6

What is the difference between FinAnalyser and AA-based platforms?

Accepted Answer

FinAnalyser works via direct PDF upload today — no Account Aggregator consent flow required. That covers historical statements and banks where AA coverage is incomplete.

Bank Statement Fraud Detection for Indian Lenders