Instantly flags NACH/ECS return, Inward Cheque bounces, and insufficient funds penalties to track repayment track record.
Our engine parses narrations across 300+ Indian payroll platforms to confidently verify whether credits are true salaries.
Calculates the exact Average Bank Balance using NBFC-standard 5th, 15th, and 25th EOD balances with intelligent carry-forward.
Detects circular trading (money going in and out rapidly), suspicious round sums, and heavy daytime cash concentration.
User has 3 accounts? Upload them all. FinAnalyser removes internal self-transfers so you see true net disposable income.